UK Calc Hub All Tools

Mortgage Calculator UK

Calculate your monthly mortgage repayments, total repayment cost, and interest over time. Perfect for UK home buyers, property investors, and financial planning.

Monthly Payment

£0

Total Repayment

£0

Total Interest

£0

About This Mortgage Calculator

This UK Mortgage Calculator helps you estimate how much your home loan will cost over time. It uses standard amortization formulas used by UK banks and lenders.

You can calculate monthly repayments, total loan cost, and interest paid over the full term. This tool is ideal for first-time buyers, property investors, and financial planning.

No signup required. Fast, mobile-friendly, and optimized for UK users.

Example Mortgage Repayments

Mortgage Rate Term Approx. Monthly Payment
£150,000 4% 25 years £792
£250,000 5% 30 years £1,342
£350,000 4.5% 30 years £1,773

Frequently Asked Questions

How are mortgage repayments calculated?

Monthly repayments are calculated using the mortgage amount, annual interest rate and mortgage term.

Can I use this for a buy-to-let mortgage?

Yes. It estimates repayments for any standard repayment mortgage.

Does this calculator include mortgage fees?

No. Arrangement fees, valuation costs and legal fees are not included.

Can I compare different mortgage rates?

Yes. Enter different interest rates and repayment terms to compare monthly costs.